Payment Methods

1. Available Payment Methods

TeePearl's confirmed United States payment methods are:

• Visa
• Mastercard
• Apple Pay
• Google Pay
• Shop Pay
• Discover
• Diners Club

These are the seven payment methods included in TeePearl's confirmed payment setup.

Individual payment methods may be subject to technical availability, card-issuer restrictions, device compatibility, payment-provider requirements, and transaction eligibility.

The payment methods actually available for your specific order are those displayed during checkout.

2. Apple Pay

Apple Pay is included in TeePearl's supported payment methods.

Apple Pay may be available when you use a compatible Apple device, supported browser, and eligible payment card.

If Apple Pay is available for your transaction, it will appear as a payment option during checkout.

Availability can depend on your device, browser, card issuer, wallet configuration, and other applicable eligibility requirements.

If Apple Pay does not appear during checkout, you may select another available payment method.

3. Google Pay

Google Pay is included in TeePearl's supported payment methods.

Google Pay may be available when your device, browser, payment account, and checkout configuration support it.

If Google Pay is available for your order, it will be displayed during checkout.

The availability of Google Pay may depend on the applicable payment provider, your selected payment method, and technical compatibility.

If Google Pay is unavailable for a particular transaction, another eligible payment method may be selected during checkout.

4. Shop Pay

Shop Pay is included in TeePearl's supported United States payment methods.

Shop Pay is a checkout service associated with Shopify. For eligible customers and transactions, it may allow payment and checkout information saved through the Shop Pay service to be used.

Availability depends on the relevant Shopify checkout configuration, customer eligibility, and payment-provider requirements.

Shop Pay will appear as a payment option when it is available for your transaction.

The availability of Shop Pay does not automatically mean that installment payments or financing are available. Any additional payment arrangements, if separately offered, are subject to their own eligibility requirements and checkout disclosures.

5. Discover and Diners Club

Discover and Diners Club are included in TeePearl's confirmed payment methods.

Both methods are part of the approved United States payment setup.

The successful use of either card depends on the applicable payment processor, card issuer, transaction eligibility, and authorization checks.

If a payment cannot be completed using Discover or Diners Club, you may select another available payment method or contact your card issuer for assistance.

As with other payment methods, actual transaction availability and acceptance are determined during checkout and payment authorization.

6. Payment Methods We Do Not Offer

The following payment methods are not included in TeePearl's approved United States payment setup:

• American Express / AMEX;
• PayPal;
• Maestro.

Customers should not rely on these methods when placing an order through teepearl.com.

Please choose one of the available payment options presented during checkout.

7. Final Payment Availability

While TeePearl supports the seven confirmed payment methods listed above, individual payment options may not be available in every technical or transaction-specific circumstance.

Availability can depend on factors including:

• the payment provider;
• your device;
• browser compatibility;
• card issuer;
• digital-wallet eligibility;
• transaction eligibility;
• order details;
• payment-security requirements.

For this reason, the checkout page is the final source for the payment methods available for a particular transaction.

A payment method mentioned on this page is not guaranteed to be available in every circumstance.

8. Payment Currency

TeePearl currently serves customers in the United States.

The applicable transaction currency and order total are displayed during checkout.

Customers can review the displayed payment amount before submitting their order.

If your payment card or account uses a currency different from the checkout currency, your bank or payment provider may independently apply:

• currency conversion;
• exchange-rate adjustments;
• foreign transaction fees;
• other account-specific charges.

These independent charges are determined by your bank, card issuer, or payment provider and are not imposed or controlled by TeePearl.

For questions about bank-imposed fees or currency conversion, please contact your payment provider.

9. When You Are Charged

The amount payable for your order is displayed before you complete checkout.

This amount reflects the applicable product prices and any charges presented as part of the order total, including shipping or taxes where applicable.

When you submit an order, the selected payment method may be authorized or charged according to the applicable payment provider's processing procedures.

Depending on your bank or payment provider, a temporary authorization may appear before the transaction is finalized.

TeePearl will not intentionally charge more than the amount authorized through checkout. Any separately assessed bank or payment-provider fees remain subject to the relevant provider's terms.

10. Payment Authorization

Submitting an order does not guarantee that the payment provider will authorize the transaction.

Your bank, card issuer, digital-wallet provider, or payment processor may:

• verify payment information;
• conduct fraud-prevention checks;
• request additional authentication;
• decline the transaction;
• temporarily authorize an amount.

These checks may be required to verify the payment or protect against unauthorized transactions.

TeePearl does not control independent authorization decisions made by banks, card issuers, digital-wallet providers, or payment processors.

If a transaction is declined, please contact your bank or payment provider or select another available payment option.

11. Failed or Declined Payments

If your payment is declined or cannot be completed, please first check that:

• your payment details are correct;
• your billing information is correct;
• sufficient funds or credit are available;
• the payment method is authorized for online purchases;
• any required verification has been completed;
• your device or browser supports the selected payment method.

You may also try another payment method displayed during checkout.

If the issue continues, your bank or payment provider may be able to explain why the payment was declined.

For order-related assistance, you may contact service@teepearl.com.

Please include your order number, if one was generated, and a brief description of the issue. Do not send full card numbers or payment-security credentials.

12. Payment Security

Payments made through teepearl.com are processed through Shopify's checkout and associated payment infrastructure.

TeePearl uses Shopify Payments as part of its payment-processing setup.

Payment providers may use security, fraud-prevention, authentication, and transaction-monitoring measures when processing payments.

These measures may include verification procedures designed to help reduce unauthorized use of payment methods.

Please do not send full payment-card numbers, card security codes, account passwords, or other sensitive payment credentials to TeePearl by email.

Our customer-service team does not need this information to assist with an order.

For further information about personal information and payment-related data, please review our Privacy Policy.

13. Fraud Prevention

Transactions may be subject to automated or manual fraud-prevention checks.

These checks may be performed by the payment provider, card issuer, Shopify's payment infrastructure, or other applicable transaction-security services.

Where a transaction presents a legitimate security concern, additional verification may be required or the order may be cancelled, subject to applicable law and the relevant transaction terms.

These measures are intended to help protect customers, payment providers, and TeePearl against unauthorized transactions and fraud.

If you believe a payment was unauthorized, contact your payment provider promptly and notify our customer-service team where appropriate.

14. Refunds

Where a refund is due, refunds are processed back to the original payment method used for the order.

Refund eligibility and the amount payable depend on the applicable return conditions, the reason for the refund, and any mandatory consumer rights.

Original delivery costs refer to shipping charges, if any, paid to deliver the original order to the customer.

Return shipping costs refer to the separate cost of sending an item back from the customer to the designated return center.

These are different charges. Whether original delivery costs are refunded and who pays return shipping depend on the applicable policy, reason for the return, and mandatory legal rights.

Once TeePearl has issued a refund, your bank, card issuer, or payment provider may require additional time before the amount appears in your account.

Depending on the provider, this may take up to approximately 10 business days.

Business days are Monday through Friday, excluding applicable public holidays.

If your original payment method has expired, been replaced, or is otherwise unavailable, contact customer service and your payment provider for assistance. Any alternative refund arrangement must be handled according to applicable provider rules and legal requirements.

For complete information about return eligibility, refund amounts, and processing, please review our Returns & Refunds Policy.

15. Payment Information and Privacy

Payment and transaction information is processed in accordance with our Privacy Policy and the privacy practices of the relevant payment providers.

TeePearl uses the following services for ecommerce and payment-related functions:

• Shopify;
• Shopify Payments.

Payment providers may process information required for:

• transaction authorization;
• payment processing;
• fraud prevention;
• refunds;
• payment disputes;
• payment security;
• applicable regulatory compliance.

Certain payment options, including digital wallets, may also involve independent processing by the relevant wallet or card provider.

Please review our Privacy Policy for more information about how personal information is handled.

16. Changes to Payment Methods

The payment methods available through TeePearl may change if:

• our payment-provider configuration changes;
• a payment method becomes unavailable;
• a provider changes eligibility requirements;
• technical or regulatory requirements change.

If the available payment setup changes materially, the public payment information on teepearl.com should be updated accordingly.

The payment methods displayed during checkout remain the final options available for your specific transaction.

Changes to available payment methods do not remove rights or obligations relating to transactions already completed.

17. Contact

If you have a question about a payment or an existing order, please contact:

Please include your order number when contacting us about a completed or attempted purchase.

Do not send full payment-card details, security codes, passwords, or other sensitive payment credentials by email.

Additional information about purchasing through TeePearl is available in our Terms of Service and Returns & Refunds Policy.